Severity: 8192
Message: Creation of dynamic property CI_URI::$config is deprecated
Filename: core/URI.php
Line Number: 101
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Router::$uri is deprecated
Filename: core/Router.php
Line Number: 127
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$benchmark is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$hooks is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$config is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$log is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$utf8 is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$uri is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$exceptions is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$router is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$output is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$security is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$input is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$lang is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$load is deprecated
Filename: core/Controller.php
Line Number: 78
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$db is deprecated
Filename: core/Loader.php
Line Number: 396
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
Line Number: 371
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_database_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 129
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_database_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 280
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_database_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 151
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_database_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 208
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_database_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 297
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_database_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 335
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 282
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 289
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 304
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 314
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 315
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 316
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 317
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 375
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 110
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_start(): Session cannot be started after headers have already been sent
Filename: Session/Session.php
Line Number: 143
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$session is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$template is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$settings is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$user is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$common is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property Site::$lib_filter is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 8
Function: __construct
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$benchmark is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$config is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$log is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$utf8 is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$uri is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$exceptions is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$router is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$output is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$security is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$input is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$lang is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$load is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$db is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$session is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$template is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$settings is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$user is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$common is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$lib_filter is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /www/wwwroot/ivabankruptcy.ltd/application/libraries/Template.php
Line: 38
Function: view
File: /www/wwwroot/ivabankruptcy.ltd/application/controllers/Site.php
Line: 46
Function: loadContent
File: /www/wwwroot/ivabankruptcy.ltd/index.php
Line: 315
Function: require_once
IDRP即綜合債務舒緩計劃，英文為Interbank Debt Relief Planning（IDRP），又可以稱作「牽頭式」計劃和債務舒緩計劃，是選擇破產之外的債務處理方法。申請綜合債務舒緩最大的特色在於只需要和最大債權人洽談，不需要和其他債權人安排進行個別談判，在申請方面會更為簡單。
IDRP以最大債權人會在申請過程中作為主導，還款方案只要獲得最大債權人同意，其餘債務也會一同以新的還款方法處理，並一同以每個月定息定額的方式償還予最大債權人。
綜合債務舒緩計劃(IDRP) 破產以外的一種處理債務的方法
為了度身訂做最適合的還款方案，讓債務人可以透過綜合債務舒緩計劃，我們會先了解債務人的經濟情況和還款能力，再與最大債權人洽談還款方案，雙方達成共識後，便會擬訂每月的定息定額還款方案項，盡快處理債務。
申請IDRP 綜合債務舒緩計劃 的好處是可以減少利息開支，更可以舒緩財政壓力，債務人可以繼續使用現有信用卡和信貸戶口。債務人可以根據自己的還款能力，制定合適自己的還款方案，與最大債權人商討還款方案，取得共識。而債務人只需要與最大債權人取得共識，不用向取得每個債權人的同意，過程更加方便快捷。申請IDRP 綜合債務舒緩計劃時，不用透過律師和會計師代為申請，因此IDRP費用相對地會較低。
我們專業團隊會分析債務人的個案是否適合申請IDRP。債務人需要準備相關債項資料，包括貸款記錄、供款表、入息證明等，交給我們專業團隊作為出分析和評估財務狀況。之後，我們便會為債務人定立一份合適的還款計劃，包括每月還款金額、利息、收入開支等。然後就會與最大債權人商討有關還款計劃的內容。
在獲得最大債權人同意還款方案後，就會簽訂作實。最大債權人會統一債務人的債項，每月只需要將定息定額的款項交予最大債權人便可。
